Bonds on Chen Kai Bloghttps://www.chenk.top/en/tags/bonds/Recent content in Bonds on Chen Kai BlogHugoenMon, 25 May 2026 09:00:00 +0000Personal Finance (5): Bonds and Fixed Income — The Stable Half of Your Portfoliohttps://www.chenk.top/en/personal-finance/05-bonds-fixed-income/Mon, 25 May 2026 09:00:00 +0000https://www.chenk.top/en/personal-finance/05-bonds-fixed-income/<p>Everyone says &ldquo;put some money in bonds.&rdquo; Every asset allocation pie chart has a calm blue slice labeled &ldquo;fixed income.&rdquo; And for years I nodded along, put some money in a bond fund, and moved on without understanding what I&rsquo;d actually bought. Then one November morning in 2022, I opened my portfolio and saw my &ldquo;safe&rdquo; bond fund down 2.5% in a single week. That didn&rsquo;t feel safe at all.</p>