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ETF

May 22, 2026 Personal Finance 8 min read

Personal Finance (4): Index Funds and ETFs — The Lazy Investor's Edge

Why most people should just buy the index — the fee-drag math, the Chinese index landscape, and how dollar-cost averaging actually works.

May 17, 2026 Personal Finance 8 min read

Personal Finance (2): The Product Zoo — From Money Market Funds to Gold

A field guide to every financial product a beginner meets in a Chinese wealth-management app — what each one does, and where the risk hides.